If you’re separating, you can sell the house as it is.

There are no showings or repairs, and you pick the closing date together. Here’s who signs and how the money is split. A person on our team reads every request and gets back to you.

Step 1 of 3

What’s going on with the house?

Start here. You don’t need to give your address.

How a house you own together is sold

Selling takes everyone who owns the house. This is the usual order.

  1. You both agree to sell

    If a divorce case is open, check with your lawyer first. In New York, for example, once a divorce case starts, neither spouse can sell property, including the house, without the other’s written consent or a court order.

  2. Everyone on the deed signs

    Usually that’s both of you. Your lawyer can tell you if anyone else needs to sign.

  3. The mortgage is paid off at closing

    The title company or closing attorney pays it from the sale.

  4. The rest is split

    The closing agent pays the rest the way both of you instruct in writing, or the way a court order says.

We don’t take sides, and we don’t decide how the money is split.

Source: New York court rules, 22 NYCRR 202.16-a, automatic orders in divorce cases. Checked October 14, 2026.

Compare your options before you decide

Selling to us is one of them.

One of you keeps the house

That person usually buys out the other’s share. Taking the other person off the mortgage usually means refinancing, or taking over the loan with the lender’s approval.

Keep owning it together for now

You keep sharing the costs, and both of you stay on the loan.

Sell with a real estate agent

You may get a higher price, usually after repairs and showings, and it takes longer. You’ll need to agree on the price and keep the house ready for visits.

Sell to a cash buyer like us

That’s us

A cash offer is usually lower than an open-market price. In exchange, you skip repairs and showings, and you choose the closing date together.

Source for taking over a loan: Consumer Financial Protection Bureau, “Homeowners face problems with mortgage companies after divorce or death of a loved one,” December 17, 2024.

How a sale to us works

Either of you can contact us first. Before anything is signed, everyone on the deed has to agree.

We see the house, in person or through photos from your phone. Both of you can read the same written offer, and each of you can show it to your own lawyer.

You don’t fix, clean or empty the house. Take what you want to keep, and leave the rest to us.

What to have ready when we talk

  • The names of everyone on the deed
  • Whether a divorce case has been filed
  • Whether there’s still a mortgage on the house

Our promises to you

  • We never ask you for a fee or a deposit.
  • Take the time you need, and show the offer to a lawyer.
  • Your deed stays yours until closing.
  • We give both of you the same information.

Questions

Do we both have to sign?

Usually everyone on the deed signs the sale. Your lawyer can tell you if anyone else needs to.

Can we sell while the divorce is still going on?

Often you can, with both of you agreeing in writing or with the court’s approval. Some states limit selling shared property once a divorce case is filed, so ask your lawyer before you sign.

How is the money split?

The way both of you instruct in writing, or the way a court order says. That decision is yours, not ours.

Can one of us start without the other?

Yes. Either of you can call or send a request. Before anything is signed, everyone on the deed has to agree.

What if one of us still lives in the house?

Whoever lives there stays until closing, and you choose the closing date together.

Can I change my mind?

Yes, until you sign. After you sign, the contract explains how to cancel, and some states add extra time by law. In New York, if you live in the house and you’re behind on payments, you can cancel until midnight of the 14th business day after signing.

Do you share my information?

No. We use it only to talk about your house, and we never sell or share it. When a sale closes, the new deed is recorded with the county, as it is for every home sale.

If your question isn’t here, call 215-440-6622 or email info [at] ajarhouses.com.

Tell us about your house when you’re ready.

It takes two short questions, and you don’t need your address to start.

We buy houses as they are in smaller cities across New York State, Pennsylvania, New Jersey, Connecticut and Massachusetts.

You can also write to us at info [at] ajarhouses.com.

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